Affordable Care Program
What Is the Affordable Care Program?
At the Centre for Psychodynamic Insights, we believe that everyone deserves access to high-quality mental health care, regardless of financial barriers. Our Affordable Care Program is designed to provide individuals with the opportunity to receive professional psychodynamic psychotherapy, and, where available, psychological assessment services at a rate that suits their financial situation.
We understand that cost should never be a barrier to seeking the support you need, and our team is dedicated to working with you to ensure that care is both accessible and effective. Rates for this program will be discussed directly with your practitioner. For psychological assessments, the patient and clinician may discuss and agree upon a reduced assessment rate based on the patient’s circumstances and the nature and scope of the assessment. This helps ensure that you receive the best care possible while maintaining financial transparency and flexibility.
Your mental health and well-being are our priority, and we are committed to making mental health care a resource available to all.
How Does the Affordable Care Program Work?
Our Affordable Care Program is designed to ensure that psychodynamic psychotherapy and eligible psychological assessment services remain accessible to individuals facing financial constraints or insurance limitations. This program serves patients who do not have health insurance, those whose insurance plans offer limited or inadequate mental health coverage, and individuals who find standard psychotherapy or psychological assessment fees financially burdensome.
For psychotherapy, we offer a sliding scale fee structure, allowing patients to pay for therapy at a rate that aligns with their financial situation. Our goal is to provide flexible rates that enable patients to receive consistent, long-term care without undue financial strain. Each therapist within our clinic determines their own sliding scale rates, taking into account factors such as income, family size, and overall financial need.
For psychological assessments, reduced fees may also be available through the Affordable Care Program. Because assessment services vary in their scope, complexity, testing requirements, and professional time involved, there is no single sliding-scale assessment fee. Instead, the patient and clinician can discuss the circumstances and agree upon an appropriate rate for the assessment before proceeding.
We encourage potential patients to discuss their specific circumstances directly with their therapist or assessment clinician during the initial consultation. This conversation allows for a transparent discussion of fees and ensures that care remains both accessible and sustainable. Our commitment is to work collaboratively with patients to find a financial arrangement that enables them to prioritize their mental health without added stress.
The eligibility requirements below apply specifically to patients seeking ongoing psychotherapy through the Affordable Care Program. Psychological assessment eligibility and reduced-fee arrangements are considered separately based on the assessment being requested and clinician availability.
The Affordable Care Program is designed for adults who are able to engage in consistent, long-term psychodynamic psychotherapy.
To be eligible for the psychotherapy component of the program, you must:
Be able to contribute a reduced fee of approximately $80–$120 per session on a weekly basis
Be available and able to attend psychotherapy sessions at least once per week for a minimum commitment of approximately 12 months, once you are matched with a therapist who is an appropriate fit
Be 18 years of age or older
If you are currently taking medication for psychological or psychiatric symptoms, you must have ongoing access to the physician or prescriber responsible for your medication management.
Who is Eligible for the Affordable Care Program?
At this time, the psychotherapy component of the Affordable Care Program is not able to support individuals who are experiencing the following:
A level of risk that may require hospitalization or intensive psychiatric care
Acute suicidal thoughts or behaviours
An active substance use disorder
Active psychosis or manic episodes
A serious eating disorder or medical instability requiring specialized or higher-level care
Eligibility for psychological assessments is determined separately based on the type of assessment requested, clinical appropriateness, and the availability of an appropriate assessment clinician.
If you are unsure whether this program is the right fit for you, we welcome you to reach out so we can help explore appropriate options and referrals where needed.