Affordable Care Program

What Is the Affordable Care Program?

At the Centre for Psychodynamic Insights, we believe that everyone deserves access to high-quality mental health care, regardless of financial barriers. Our Affordable Care Program is designed to provide individuals with the opportunity to receive professional psychodynamic psychotherapy at a rate that suits their financial situation. We understand that cost should never be a barrier to seeking the support you need, and our team is dedicated to working with you to ensure that therapy is both accessible and effective. Rates for this program will be discussed directly with your practitioner, ensuring that you receive the best care possible while maintaining financial transparency and flexibility. Your mental health and well-being are our priority, and we are committed to making therapy a resource available to all.

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How Does the Affordable Care Program Work?

Our Affordable Care Program is designed to ensure that psychodynamic psychotherapy remains accessible to individuals, couples, and families facing financial constraints or insurance limitations. This program serves patients who do not have health insurance, those whose insurance plans offer limited or inadequate mental health coverage, and individuals who find standard psychotherapy rates financially burdensome.

We offer a sliding scale fee structure, allowing patients to pay for therapy at a rate that aligns with their financial situation. Our goal is to provide flexible rates that enable patients to receive consistent, long-term care without undue financial strain. Each therapist within our clinic determines their own sliding scale rates, taking into account factors such as income, family size, and overall financial need.

We encourage potential patients to discuss their specific circumstances directly with their therapist during the initial consultation. This conversation allows for a transparent discussion of fees and ensures that therapy remains both accessible and sustainable. Our commitment is to work collaboratively with patients to find a financial arrangement that enables them to prioritize their mental health without added stress.

The Affordable Care Program is designed for adults who are able to engage in consistent, long-term psychodynamic psychotherapy.

To be eligible, you must:

  • Be able to contribute a reduced fee of approximately $60–$120 per session on a weekly basis

  • Be available and able to attend psychotherapy sessions at least once per week for a minimum commitment of approximately 12 months, once you are matched with a therapist who is an appropriate fit

  • Be 18 years of age or older

If you are currently taking medication for psychological or psychiatric symptoms, you must have ongoing access to the physician or prescriber responsible for your medication management.

Who is Eligible for the Affordable Care Program?

At this time, the Affordable Care Program is not able to support individuals who are experiencing the following:

  • A level of risk that may require hospitalization or intensive psychiatric care

  • Acute suicidal thoughts or behaviours

  • An active substance use disorder

  • Active psychosis or manic episodes

  • A serious eating disorder or medical instability requiring specialized or higher-level care

If you are unsure whether this program is the right fit for you, we welcome you to reach out so we can help explore appropriate options and referrals where needed.

Who is Ineligible for the Affordable Care Program?

Psychodynamic Therapy Toronto

We offer quality and accessible evidence-based psychodynamic therapy in Toronto for individuals, couples, and families and are available across Ontario, Quebec, Manitoba, Newfoundland and Labrador, New Brunswick, Nova Scotia, Nunavut, Alberta, British Columbia, Northwest Territories, Prince Edward Island, Saskatchewan, and Yukon.

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